Top Mortgage Lenders in Texas

  Hello! The other day I had a borrower ask me if they could apply for a 30 year mortgage even though they were 78 years old. I can see why they asked this question. …The odds are they may not be around for another 30 years. Just so you know… It’s against the law for mortgage companies to discriminate against a mortgage applicant for being older. Even if you were 90 years old you could still apply for a 30 year mortgage. That’s it for today! For more information please visit our website:-  Loans By Brown

  Hello! Here are two quick credit tips for you… 1) 30% of your score is made up of the ratio between your available credit vs your actual balances on revolving credit accounts (like credit cards). You don’t want to charge these accounts over 50% of the available balance, and its even better if you can keep it under 30% of the available balance. 2) 15% of your credit score comes from the length of time each account has been open, and the length of time since the account’s most recent action. So, it’s  i mpossible for someone who is new to credit to have a perfect credit score. A longer credit history provides more information and offers a better picture of long-term financial behavior. So, to improve your credit score, individuals without a history should begin using credit, and those with credit should maintain long standing accounts. That’s it for today! For complete blog Please visit our website:-  Loans By Brown